Horace Mann Educators Corporation, together with its subsidiaries, operates as a multiline insurance company in the United States. The Company operates through five segments: Property and Casualty, Supplemental, Retirement, Life, and Corporate and Other. It underwrites and markets personal lines of property and casualty insurance, including personal lines automobile and property insurance products; supplemental insurance products, which includes heart, cancer, accident, and limited supplemental disability coverages; retirement products, such as tax-qualified fixed and variable annuities; and life insurance products. The company markets its products through its sales force of full-time exclusive distributors and independent agents to K-12 teachers, administrators, and other employees of public schools and their families. Horace Mann Educators Corporation was founded in 1945 and is headquartered in Springfield, Illinois.
A handful of financial components go into the FFER. Below are the relative values for HMN. You can read more here.
Price/Sales | cheap |
Price/Earnings | cheap |
Price/Operating Income | cheap |
Price/Book | very cheap |
Debt Ratio | very high |
Dividend Yield | high |
Sales growth (1y) | low |
Sales growth (3y) | average |
Earnings growth (1y) | average |
Earnings growth (3y) | very high |